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theochambers

Theo Chambers

CEO @shorefinancial
The Leading Lending Experts
🏆 #1 Independent Brokerage in Australia 2017 – 2025
🎙️Podcast “Property & Finance with Theo Chambers”

583
posts
2.7K
followers
13.3K
following

What’s really driving inflation right now?
We break down the key forces shaping rates, markets, and borrowing power and what it means for you, and most importantly can these recent RBA rate rises actually help the stop the drivers of inflation?

🎙️ Latest Shore Financial podcast now live.

#PropertyMarket #InterestRates #Inflation #FinancePodcast #ShoreFinancial RealEstateAustralia Economy


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2 weeks ago


Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago


Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago


Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
225
2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


8.3K
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2 weeks ago

Our home on the cover of @vogueliving 🫶🏽✨ Thank you @beccaratti for this very special feature. Will forever be grateful to the extremely talented team that made our vision come to life @weirphillips @phoebenicol.interiors Mj Walsh 🙏🏽

Also a special thank you to all the other vendors that were a part of the process @ttk.kitchens.joinery @armadilloandco @madebystorey @cocorepublic @the_vault_sydney @graham_geddes_antiques @volantes.decorating.service @luxurywroughtiron @cyclingbears @mcmhouse


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2 weeks ago


What an insightful night it was at our VIP Client Evening earlier this week at Aqua Luna.

Almost 200 guests joined us for an evening of honest conversation with Mark Bouris AM and Theo Chambers, with Ben Fordham keeping things sharp and lively.

From market conditions to government policy to practical investor advice. The room was full, the questions were real, and the insights were exactly what our clients were looking to gain.

Thank you to everyone who joined us on the night!

If you're thinking of selling, or looking for a team that brings this level of insight to managing your campaign and portfolio, we'd love to connect.

Reach out to the CobdenHayson team today.

@mark_bouris
@theochambers
@benfordham9
@aqualunawaterfrontdining


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3 weeks ago

At CobdenHayson, we believe our clients deserve access to the best thinking in the room - and right now, that conversation has never mattered more.

Next week, we're proud to be hosting an exclusive evening with a top-tier panel featuring @mark_bouris and @theochambers, with the Q&A moderated by @benfordham9.

Together they'll cover the current state of the Australian property market, the real impact of government policy, practical financial advice for portfolios of every size, amongst other property topics currently in the spotlight.

We're looking forward to a night of honest insight and high-calibre conversation.

@matthayson.ch @alexmastoris.realestate @miafredrix.cobdenhayson @chad_egan @jimnikolopoulos.ch @nickarena.ch @georgegialouris.ch @debbiejepson_cobdenhayson @teamgialouris.ch @cobdenhaysonearlwood @shorefinancial


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1 months ago

Most investors follow the noise. The best use data.

In the latest episode of Property & Finance podcast, Theo Chambers and Darren Venter break down how to actually research property markets, what data matters, and the red and green flags that separate smart investments from costly mistakes.

Watch the full episode on YouTube now or listen on Apple or Spotify.

#ShoreFinancial #PropertyInvesting #FinancePodcast


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5
1 months ago

Final opportunity! Shore Invest Ottoway opportunity closing Friday 27 March.

• Acquisition Price: $41.01M
• 16–17.5% target IRR
• 6% p.a. distributions paid monthly
• $2.13M net passing income | WALE 4.21 years
• 4.57ha landholding | 26,682sqm | 4 tenancies
• Acquired at ~89% land value & ~52% replacement cost
• 24% rental reversion with clear value-add upside
• Located 4km from Port Adelaide | 9km from CBD
• 1.8% vacancy — tightest industrial market in Australia (CBRE)
• $3.9bn AUKUS investment driving future demand

Register now via our website to secure your allocation.

#ShoreFinancial #ShoreInvest #commercialproperty
This material has been prepared by Westbridge Funds Pty Ltd ACN 652 852 214 AFSL number 533936 in partnership with Shore Private Pty Ltd (ABN 64 653 282 074) (’Shore’, ‘we’ or ‘us’). Shore is a corporate authorised representative (CAR 001317781) of Sandford Capital Pty Limited (ABN 82 600 590 887) (AFSL 461981) ('Sandford Capital'). The material is for general information only and is not an offer for the purchase or sale of any financial product or service. The material has been prepared for investors who qualify as wholesale clients under sections 761G of the Corporations Act or to any other person who is not required to be given a regulated disclosure document under the Corporations Act. Shore, Sandford Capital and any other person do not guarantee the return of capital or the payment of any income. The material is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the material is correct, no warranty of accuracy, reliability or completeness is given by Shore or Sandford Capital, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by Sandford Capital, Shore or any other person. To the maximum extent possible, the Sandford Capital, Shore or any other person do not accept any liability for any statement in this material


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1
2 months ago

Kickstarter 2026 🚀

A day to reset, refocus and set the strategy for the year ahead. Our annual Kickstarter Conference brought the team together to reflect on the momentum we’ve built and align on what’s next.

A big thank you to guest speaker @michaelnitschke_ for sharing valuable insights with the team, followed by a celebratory lunch recognising the wins that made the past year so strong.

Excited for what’s ahead.

#ShoreFinancial #TeamShore #Kickstarter


90
2
2 months ago

Kickstarter 2026 🚀

A day to reset, refocus and set the strategy for the year ahead. Our annual Kickstarter Conference brought the team together to reflect on the momentum we’ve built and align on what’s next.

A big thank you to guest speaker @michaelnitschke_ for sharing valuable insights with the team, followed by a celebratory lunch recognising the wins that made the past year so strong.

Excited for what’s ahead.

#ShoreFinancial #TeamShore #Kickstarter


90
2
2 months ago

Kickstarter 2026 🚀

A day to reset, refocus and set the strategy for the year ahead. Our annual Kickstarter Conference brought the team together to reflect on the momentum we’ve built and align on what’s next.

A big thank you to guest speaker @michaelnitschke_ for sharing valuable insights with the team, followed by a celebratory lunch recognising the wins that made the past year so strong.

Excited for what’s ahead.

#ShoreFinancial #TeamShore #Kickstarter


90
2
2 months ago

Kickstarter 2026 🚀

A day to reset, refocus and set the strategy for the year ahead. Our annual Kickstarter Conference brought the team together to reflect on the momentum we’ve built and align on what’s next.

A big thank you to guest speaker @michaelnitschke_ for sharing valuable insights with the team, followed by a celebratory lunch recognising the wins that made the past year so strong.

Excited for what’s ahead.

#ShoreFinancial #TeamShore #Kickstarter


90
2
2 months ago

Kickstarter 2026 🚀

A day to reset, refocus and set the strategy for the year ahead. Our annual Kickstarter Conference brought the team together to reflect on the momentum we’ve built and align on what’s next.

A big thank you to guest speaker @michaelnitschke_ for sharing valuable insights with the team, followed by a celebratory lunch recognising the wins that made the past year so strong.

Excited for what’s ahead.

#ShoreFinancial #TeamShore #Kickstarter


90
2
2 months ago

New industrial opportunity. Strong fundamentals. Limited window.

Theo Chambers and Marc Giuffrida discuss our latest Shore Invest industrial asset, Ottoway, and why the industrial sector continues to attract sophisticated investor demand. The offer closes 27 March 2026. Register your interest now to avoid disappointment and secure early access.

Listen to the full episode on Apple Podcasts and Spotify.

#ShoreFinancial #ShoreInvest #PropertyandFinance


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1
2 months ago

High income ≠ high wealth. The difference is what you do with the tax you’re already paying.
 
Negative gearing lets eligible investors offset property losses against income, reduce tax payable, and build long-term wealth at the same time.

Less tax out. More assets in. Smarter structure. That’s how high earners flip tax into strategy with Shore Financial.
 
General information only. This content does not consider your objectives, financial situation or needs. Seek independent financial and tax advice before making investment decisions. Negative gearing outcomes depend on individual circumstances and tax laws may change. Figures shown are illustrative and based on historical assumptions only.
 
#ShoreFinancial #PropertyStrategy #WealthBuilding


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3 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

Courchevel 🇫🇷 ❄️


654
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
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4 months ago

That’s a wrap 2025!


997
13
4 months ago

That’s a wrap 2025!


997
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4 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
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5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
11
5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
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5 months ago

It’s all love this Christmas 🫶🏽🎄✨


565
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5 months ago


Story Save - Best free tool for saving Stories, Reels, Photos, Videos, Highlights, IGTV to your phone.

Story-save.com is an intuitive online tool that enables users to download and save a variety of content, including stories, photos, videos, and IGTV materials, directly from Instagram. With Story-Save, you can not only easily download diverse content from Instagram but also view it at your convenience, even without internet access. This tool is perfect for those moments when you come across something interesting on Instagram and want to save it for later viewing. Use Story-Save to ensure you don't miss the chance to take your favorite Instagram moments with you!

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