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✨ UPDATE ✨

We have started reaching out through DM! Please only respond to our official handle @joinonepay and bear with us - our social team is small but mighty.

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The world is dipped in glitter today, so why not shimmer while you shop? Drop a ✨ below to snag your free limited edition Shimmer debit card.

Available to the first 1,200 eligible customers that comment.

We will DM you directly from @joinonepay to confirm eligibility for your Shimmer Card.

Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Debit card is issued by our bank partners, pursuant to a license by Mastercard® International Incorporated.

Accepting comments until 10/05/2025 at 11:59pm ET. Must be a OnePay Cash customer in good standing to be eligible. Offer valid while supplies last.

Future you 🤝 Present you.

OnePay Later is for:

✔️ Future you who values payment flexibility

✔️ Future you who knows paying all at once can squeeze your budget

✔️ Future you who appreciates being able to decide on a payment plan *after* buying something you wanted

Now, OnePay Later lets you change how you pay - after you shop. Powered by Klarna. Learn more about it at the link in our bio.

POV: your bank account is thriving but your social skills aren’t.
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OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. See link in bio for details.

Based on FDIC’s National Deposit Rate for Savings as of 1/14/2026. See FDIC website for more information.

Cash back earned as points.

Not investment advice or a recommendation. See link in bio for details.

Investment products are not FDIC Insured, not bank guaranteed and may lose value.

All investing involves risk, which includes the risk of loss of principal. Customers should carefully consider their investment objectives and risk tolerance prior to investing.

Opening a OnePay deposit account, offered by One Finance, Inc., is required to open a OnePay Invest account. The OnePay deposit account is the sole funding source for your Invest account and is used to fund purchases and receive proceeds.

Brokerage services are offered by One Growth Securities LLC, Member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. Member FINRA/SIPC.

POV: your bank account is thriving but your social skills aren’t.
--

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. See link in bio for details.

Based on FDIC’s National Deposit Rate for Savings as of 1/14/2026. See FDIC website for more information.

Cash back earned as points.

Not investment advice or a recommendation. See link in bio for details.

Investment products are not FDIC Insured, not bank guaranteed and may lose value.

All investing involves risk, which includes the risk of loss of principal. Customers should carefully consider their investment objectives and risk tolerance prior to investing.

Opening a OnePay deposit account, offered by One Finance, Inc., is required to open a OnePay Invest account. The OnePay deposit account is the sole funding source for your Invest account and is used to fund purchases and receive proceeds.

Brokerage services are offered by One Growth Securities LLC, Member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. Member FINRA/SIPC.

POV: your bank account is thriving but your social skills aren’t.
--

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. See link in bio for details.

Based on FDIC’s National Deposit Rate for Savings as of 1/14/2026. See FDIC website for more information.

Cash back earned as points.

Not investment advice or a recommendation. See link in bio for details.

Investment products are not FDIC Insured, not bank guaranteed and may lose value.

All investing involves risk, which includes the risk of loss of principal. Customers should carefully consider their investment objectives and risk tolerance prior to investing.

Opening a OnePay deposit account, offered by One Finance, Inc., is required to open a OnePay Invest account. The OnePay deposit account is the sole funding source for your Invest account and is used to fund purchases and receive proceeds.

Brokerage services are offered by One Growth Securities LLC, Member FINRA/SIPC. Clearing and custody provided by DriveWealth, LLC. Member FINRA/SIPC.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

If you’re a Cash+ customer who dips and earns cash back, which horoscope fits you best?
--
Cash+ customers can earn up to 5% cash back on up to $75 spent at McDonald’s throughout the month of May.

Valid through May 31, 2026. Activate and earn 5% cash back (on up to $75 spent) at McDonald’s using a OnePay debit or Builder Card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Cash back earned as points. Eligible deposits required. See link in bio for details.

We’ve heard of girl math but here’s mom math. All the weird and wonderful ways, mom kinda sorta taught you about saving.

We’ve heard of girl math but here’s mom math. All the weird and wonderful ways, mom kinda sorta taught you about saving.

We’ve heard of girl math but here’s mom math. All the weird and wonderful ways, mom kinda sorta taught you about saving.

We’ve heard of girl math but here’s mom math. All the weird and wonderful ways, mom kinda sorta taught you about saving.

We’ve heard of girl math but here’s mom math. All the weird and wonderful ways, mom kinda sorta taught you about saving.

Different vibes, same credit glow up.

Arrive sooner, your money does. Powerful, this is.

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OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. Direct deposit required; funds avail. when employer sends paycheck data. See link in bio for details.

Fair trade off, all things considered.
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Cash back is earned as OnePay Points, redeemable as a deposit into a OnePay Cash account or other available options pursuant to the OnePay Rewards Terms (link in bio). Individual reward details can be found in the OnePay app. For certain reward offers utilizing the OnePay CashRewards Card, and third-party cards linked in the OnePay Wallet, purchases must be made using the physical card.

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC.

Stacking points like it’s your job. Redeeming them like it’s self-care.

Stacking points like it’s your job. Redeeming them like it’s self-care.

Not every purchase makes sense on paper … including a $200 limited edition “prosperity crystal.”

But life’s weird. Your credit doesn’t have to be.

Cash back to back to back.

Cash+ customers can earn up to 5% cash back on up to $75 spent on Netflix and Uber and 5% cash back on up to $50 spent at Chipotle and 7-Eleven throughout the month of April.

It’s not a glitch, it’s a feature. OnePay users can redeem points into a OnePay Cash account, then use those funds to buy Crypto.

Opening a OnePay Cash account is required before you can open a OnePay Crypto account.

Cryptocurrency is highly speculative; cryptocurrencies are not insured by the SIPC, FDIC, or any Federal Government Agency, are not a deposit, and may lose value. Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC through an agreement with OneProgress Assets LLC.View additional disclosures at link in bio.