Instagram Story Save

We’re proud to share that Bay Federal Credit Union has been named to Forbes’ 2025 list of Best-In-State Credit Unions—and we’re ranked among the top four credit unions in all of California!

This recognition is a true reflection of the trust our members place in us and the dedication our team brings to serving our community every day.

Thank you to our amazing employees, members, and neighbors for making this possible. We share this achievement with each of you!

Read more from Forbes through the link in our bio!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

The balloons are up, the branches are decorated, and the final week to give is here! 💛

Bay Federal’s Children’s Miracle Network Fundraising Month is a tradition our community shows up for year after year, and there is still time to be part of it.

Stop by your local branch before May 31 to make a donation, add your name to a CMN balloon, and help support local children’s healthcare!

A special New York moment for our inspirational leader!

Carrie Birkhofer, president and CEO of Bay Federal Credit Union, was already in New York for a very special family visit when her trip became even more memorable: Nasdaq shared a congratulatory message in Times Square honoring her 2026 Silicon Valley Business Journal Woman of Influence award.

What a special way to celebrate Carrie and this well-deserved recognition of her leadership, community impact, and dedication to the Bay Federal community!

A special New York moment for our inspirational leader!

Carrie Birkhofer, president and CEO of Bay Federal Credit Union, was already in New York for a very special family visit when her trip became even more memorable: Nasdaq shared a congratulatory message in Times Square honoring her 2026 Silicon Valley Business Journal Woman of Influence award.

What a special way to celebrate Carrie and this well-deserved recognition of her leadership, community impact, and dedication to the Bay Federal community!

Our branches and call center will be closed on Monday, May 25, in observance of Memorial Day.🇺🇸

Regular hours will resume on Tuesday, May 26. As always, ATMs, online banking, and the BayFed Mobile app are available to serve you 24/7.

Thank you as we take time to honor and remember those who made the ultimate sacrifice for our country. ❤️

A special congratulations to Josiah, our High School Sticker Contest winner! His creative design earned a $1,000 donation to John Muir Charter School at Rancho Cielo, and we are so excited to celebrate this awesome achievement.

Thank you to everyone who participated. We sure have a lot of talented young artists in our community! Stick around for more! 💫

Congratulations to Alicia Flores, our VP of Member Services!

Alicia was recognized last night by the @volunteercentersc at their Be the Difference Awards, celebrating the people who go above and beyond to make our community stronger.

We are so proud to see Alicia honored for the care, leadership, and heart she brings to our members and community every day. Congratulations, Alicia! 💙

Congratulations to Alicia Flores, our VP of Member Services!

Alicia was recognized last night by the @volunteercentersc at their Be the Difference Awards, celebrating the people who go above and beyond to make our community stronger.

We are so proud to see Alicia honored for the care, leadership, and heart she brings to our members and community every day. Congratulations, Alicia! 💙

Congratulations to Alicia Flores, our VP of Member Services!

Alicia was recognized last night by the @volunteercentersc at their Be the Difference Awards, celebrating the people who go above and beyond to make our community stronger.

We are so proud to see Alicia honored for the care, leadership, and heart she brings to our members and community every day. Congratulations, Alicia! 💙

4 of the Best sandwiches on one street under $16

Save the video for the next time you want some of the best sandwiches in Santa cruz!

Mad yolks
📍830 41st Ave, Santa Cruz
Get the Mad Chick sandwich
@mad_yolks
📍 1411 Pacific Ave, Santa Cruz
(2nd location)

Zameen at the Point
📍851 41st Ave, Santa Cruz
Get theLamb and beef gyro wrap.
@zameencuisine

The Pointside Meat Shop
📍915 41st Ave, Santa Cruz
Get the tri tip and chimichuri sandwich
@pointsidemeatshop

Busy Bees Cafe
📍 1300 Capitola Ave
Get the biscuit sandwich with sausage
@busybeescafecatering

Here are 4 awesome sandwiches on one street. You can also get some awesome points back when you use your Bay Federal Visa Signature Card when you go out and grab some food. 4 spots and 3x the points back on dining!
@bayfed

(www.bayfed.com/loans-credit-cards/credit-cards) and in our bio!

As always…
Dont Miss out

#DoubleMeatPlease #BayFederal #SponsoredbyBayFederal

Ready to kick-start your career with real-world experience in a supportive team environment? Bay Federal Credit Union is hiring student interns!

Join us this summer to learn, grow, and make a meaningful impact in our local community. Explore opportunities and apply today: https://www.bayfed.com/about-us/careers. 📚

We have our THIRD weekly winner from our soccer experience competition!

Drum roll please.....

Congratulations, Sherrie K.! We will be reaching out to you soon with details about what you’ve won!
Who will be our next weekly winner? It could be you! Opt-in today at bayfed.com/soccer.

We were honored to attend the 18th Down to Earth Women’s Luncheon. 🌱

This event brings together hundreds of women in support of programs that help agriculture education, future leaders, and local students grow. Thank you to the organizers, sponsors, and attendees who continue to make this luncheon such a special tradition.

Calling all local businesses! Want to get your business seen while supporting a meaningful cause?

Make a donation to Children’s Miracle Network at your local Bay Federal branch, and we’ll display your business on our branch television screens through the end of June. It’s a great way to advertise your business to local members while helping support children and families in our community. 💛

A special congratulations to our Middle School Sticker Contest winner! His creative design earned a $1,000 donation to his school, and we are so excited to celebrate this awesome achievement.

Thank you to everyone who participated. We sure have a lot of talented young artists in our community! Stick around for more! 💫

A special congratulations to our Middle School Sticker Contest winner! His creative design earned a $1,000 donation to his school, and we are so excited to celebrate this awesome achievement.

Thank you to everyone who participated. We sure have a lot of talented young artists in our community! Stick around for more! 💫