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As a child who was often alone while my parents were working, I longed for their time. I quickly realized they had to work because it was a means to an end. It was survival for them.

We grew up on food stamps and Medicaid. My first name-brand shirt was a Nautica polo from the Salvation Army. I didn’t know it was secondhand until classmates teased me. I was so embarrassed that I stopped wearing it, even though my parents had sacrificed to buy it.

In school, I thought I was dumb. I struggled in science. My parents hoped I would become a doctor, lawyer, or engineer. I felt like I failed them.

Later, I found my passion in finance. My parents didn’t trust the industry and weren’t proud of my choice.

I started in financial planning and struggled. I am an introvert who feared public speaking. I worked harder than anyone I knew, faced rejection more times than I can count and remember, and was placed on probation to be fired.

Then I realized life can happen to you or for you. I stopped listening to all the negative noises and started talking to myself, drowning out the doubts and filling my mind with belief.

One day I would be successful. One day people would want to hear me speak. One day I would matter. One day my parents would be proud.

Twenty years later, that day arrived.

I became the version of me my younger self needed. I became the hero of my own story. I have spoken on stages, won awards, broken company records... but none of it compares to making my parents proud.

I represent their sacrifice. I represent minorities, Asians, and underdogs. I represent everyone who has doubted themselves. I represent hope for our family, our children, and generations to come.

This is my parents’ American dream. I became the one who will change our bloodline forever.

To everyone who supported and believed in me... thank you.

#AmericanDream #OvercomingObstacles #FinancialSuccess#SelfBelief #EmpowermentJourney #FamilyLegacy #Iamrickhu #unleashedmindset #personalgrowth

Raised in a traditional Asian family, I was instilled with the virtues of saving and frugality from a young age, equating success with minimal spending. However, as I journeyed through life, I discovered that financial prudence isn’t merely about saving—it’s about investing wisely in the present and future, ensuring financial stability through meticulous planning.⁣
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Embracing discipline, hard work, and strategic thinking, I focused on building lasting assets, rather than projecting a certain appearance. This wasn’t just about accruing wealth; it was about redefining success, leading to a life lived confidently and on my own terms.⁣
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Today, I stand by the belief that we have two choices: accept life as it is or taking the responsibility to change it. My journey has taught me that financial freedom and success are about more than adhering to inherited conservatisms. They’re about taking control, daring to redefine success, and embracing the responsibility to craft one’s destiny.⁣
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Now that I’m an adult, I realize financial freedom does not mean living a frugal life, with a scarcity mindset and not being willing to spend.⁣
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Instead, it means understanding what we all have, which is ONE life and the choice to live your best life, fully, responsibly, and happily.⁣
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#motivation #motivationalquotes #quotes #leadership #life #selflove #entrepreneurship #mindfulness #coaching #lifestyle #investing #money #wealth #instafinance #financial #financialadvisor #moneymanagement #financialclarity #financialeducation #rollsroyce #wealthadvisor⁣
#success #inspiration #mindset #wealthplanning #wealthmanager #midaswealth #iamrickhu #rollsroyce #cullinan

IT IS HARD…but when you make it work, it’s all worth it.

This was our kids’ first international trip to Asia!

I’m grateful for having my family by my side the past two weeks as I complete my speaking tour in Thailand. 👊 😎🎤🌎

Thank you Prudential Singapore, Malaysia, and the Philippines for inviting me as this year’s Breakthrough Boundaries’ Keynote Speaker. The energy and culture you created amongst your organizations were incredible and infectious, and major congrats to the host country (Singapore - ATO group), the event was executed flawlessly. 👏👏👏

To all the amazing people I’ve met along the way, you are all truly inspiring. Although we are from different countries and time zones (I’m still jet-lagged), we are all more similar than we are different. I have tremendous love for everything you guys do, and your respective countries will always be a home away from home for our family.

Thank you again for the incredible Asian hospitality. This was a perfect work/life integrated trip for our family and it will always hold a special place in our memories.

It was an absolute honor to be your 3-day keynote speaker, and the best part of the event is all the amazing friendships I’ve made with you all. Thank you, Asia. You will always have our Hu Family’s love and respect. 🫡🙌🫶❤️

#spreadkindnessandlove
#lightuptheworld
#letschangetheworld
#letsmakethisworldabetterplace
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#motivation #leadership #life#entrepreneurship #mindfulness #coaching #lifestyle #success #inspiration #mindset #wealthplanning #wealthmanager #midaswealth #iamrickhu

Everybody talks about the outcome.
Very few people are willing to become the person required to earn it.

That’s what the Mamba Mentality really is.

Not motivation.
Not hype.
Not posting quotes.

It’s the decision to chase your full potential every single day… even when it’s uncomfortable, uncertain, or lonely.

The truth is, most people don’t fail from lack of talent.
They fail because they’re afraid to fully commit to the dream they actually want.

Why?

Because if you go all in… there’s a chance you might fail.

But there’s also a chance you become everything you were capable of becoming.

Be fearless enough to find out.

Most people are taught how to survive.

Very few are taught how to build freedom.

Society teaches:
Go to school, get a job, save your money, and hope retirement comes fast enough.

But the people who create extraordinary lives think differently.

They seek mentorship, build ownership, invest instead of consume, and buy back their time instead of selling all of it away.

This isn’t about “getting rich quick.”

It’s about understanding that if you only follow the path society hands you…
you’ll likely end up exactly where society expects you to be.

Average advice creates average outcomes.

At some point, you have to decide:
Do you want temporary comfort…
or long-term freedom?

Everyone wants success.

Very few people think long enough to protect the person who’s supposed to enjoy it.

The reality is:
Your energy is an asset.
Your focus is an asset.
Your health is an asset.
Your longevity is an asset.

Because what’s the point of building a powerful life…
if your body can’t keep up with it?

The foods you consume daily either accelerate your decline…
or preserve the version of you that can continue to lead, build, think clearly, and show up at a high level for decades.

Fast food, processed sugar, constant spikes and crashes...
That lifestyle may feel convenient today, but it compounds over time.

Just like discipline compounds. Just like investing compounds.
Just like health compounds.

The goal isn’t just to live longer. It’s to stay sharp longer.
Move better longer. Think clearer longer. Lead stronger longer.

Real wealth is useless if you don’t have the vitality to experience it.

A higher salary doesn’t mean wealth creation.
That’s the trap most people are stuck in.

Costs went up faster than income.
Housing. Food. Energy. Insurance. Everything.

So if your entire plan is “work harder and make more money,” eventually inflation catches you anyway.

Income alone is not wealth creation.

The people who survive and thrive long-term learn how to increase their VALUE beyond a paycheck.

They invest into:
• appreciating assets
• skills and knowledge
• businesses
• relationships
• personal growth

Your income can stop tomorrow, but your value, your investments, your mindset, and your ability to solve bigger problems? That’s what creates real wealth.

The gap is real. The question is…are you adapting fast enough?

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

Most advisors stay stuck because they confuse being busy with growing.

Helping people below your level? That’s giving back. There’s purpose in that.

Helping people at your level? That’s comfort. It feels safe because you’re solving familiar problems.

But helping people who are ahead of you? That’s where growth lives.

Now you’re forced to level up. Learn faster. Think bigger. Build systems. Become more.

The truth is, we’re compensated directly by the difficulty of the problems we solve.

You can do all three. I do. The difference is the amount of each that fills your day.

If your calendar only reflects comfort, don’t be surprised when your business reflects it too.

The best clients want the best advisors.

Which one are you?🤔

When we prioritize time, we often find deeper connections and experiences that money can't buy.

In our chat with Ernie Ng on the newest episode of Unleashed Mindset, we explored how cultural values shape our understanding of success and fulfillment.

The essence of saving time lies in the moments spent with loved ones, creating lasting memories together.

Watch the full episode on Youtube now. Link in bio.When we prioritize time, we often find deeper connections and experiences that money can't buy.

In our chat with Ernie Ng on the newest episode of Unleashed Mindset, we explored how cultural values shape our understanding of success and fulfillment.

The essence of saving time lies in the moments spent with loved ones, creating lasting memories together.

Watch the full episode on Youtube now. Link in bio.

Some people grow up with role models.
Some grow up with reasons.

I slept on my grandmother’s couch for two years while my parents were in another state trying to build a better future. I still remember kissing a photo of them every night before bed.

That childhood gave me two choices:

Repeat the cycle.
Or break it.

I loved my father, but love and inspiration aren’t always the same thing. I knew I wanted to become something different. Someone greater.

That’s why I looked up to winners. People who were disciplined, tenacious, and relentless.

Sometimes your pain becomes your blueprint and if you had a childhood that taught you what NOT to do… use it.

Don’t carry it forward. Build something better. That’s how legacies change.

Watch the newest episode of Unleashed Mindset on Youtube with Ernie Ng, CEO at Mannings Surgical Supplies & Confucius Pharmacy. Link in Bio 🎙️

They called you delusional.
They called you crazy.

Good.

Almost every person who built something extraordinary heard the same thing before anyone called them successful.

Vision always looks strange to people who can’t see what you see yet.

The difference between dreamers and builders isn’t talent.

It isn’t luck.
It isn’t even intelligence.
It’s execution.

Ideas are cheap. Action is rare.

Keep building. Keep showing up. Keep proving  them wrong. 👊

Legacy isn’t what you leave behind…
it’s what you prepare others to carry forward.

That’s why I named it Midas Wealth.
Not just for my son… but as a reminder.

A reminder to go home.
To be present.
To build more than money.

Because generational wealth doesn’t happen by accident…
and neither does breaking generational cycles.

It takes:
Communication.
Education.
Planning.
Execution.

At the end of the day,
it’s not about what you leave them…

It’s about who you help them become.